If you are a motorist in Napa, CA, you are aware that you must purchase car insurance to drive your vehicle legally in California. Failure to buy the required car insurance may result in numerous fines and penalties. While car insurance is a legal requirement, is that the only motivation to purchase this coverage? If you want to discover more, please keep scrolling as Wine Valley Insurance Services shares more insights.
Why car insurance matters
Complying with the law is excellent, but that shouldn’t be the only reason to invest in auto insurance. This coverage offers many benefits, including:
- It protects your vehicle: Your vehicle didn’t come cheap, so it makes sense to protect it with insurance. Car insurance compensates you when your car is lost or damaged because of a peril listed in your policy.
- It covers medical expenses: When involved in a car accident, it’s not only the car that suffers damage. You and your passengers may suffer injuries, so you need car insurance to cover the medical costs.
- Liability coverage: If you are accused of causing a car accident that results in property damage or bodily injury, car insurance can come to your rescue. Since liability claims can be expensive, liability coverage protects your assets and earnings when required to pay third parties.
- Roadside assistance: Even the most reliable car can stall on the highway. You don’t have to make frantic calls to your relatives and friends when this happens. Instead, contact your insurer, and help will be on your way. Don’t let a dead battery, puncture, or minor breakdown leave you stranded away from your residence. Instead, add a roadside assistance rider to your car insurance for your peace of mind.
Are you looking for car insurance in Napa, CA? Please reach out to Wine Valley Insurance Services for an affordable quote.