Renter’s insurance has much to offer individuals who are renting a home, condo or apartment. Through renter’s insurance coverage, you can protect your goods against theft or damage from fire, vandalism or other disasters. Renter’s insurance also protects you against liability claims if someone is hurt on your property. But did you know that a renter’s policy from Wine Valley Insurance Services in Napa, CA can also protect you while you travel? Here’s what you can expect from your coverage as you travel for the holidays.
Liability Protection When Traveling
Renter’s liability coverage protects you as you travel, whether you’re on vacation or visiting relatives for the holidays. If you accidentally hurt someone during a friendly game of sports at Aunt May’s house or your kids break a glass coffee table at the hotel you’re staying in during holiday travels, your renter’s liability protection will help pay for medical costs or damages.
Personal Property Protection When Traveling
Renter’s insurance protects your goods while you’re traveling against theft or loss. If your laptop is stolen at the airport during holiday travels, renter’s property coverage will help cover replacement costs. If your goods are damaged or stolen from your hotel room while on vacation, renter’s property insurance has your back, saving you hundreds or thousands of dollars out-of-pocket.
If a fire breaks out in your rental home while you’re traveling for the holidays and destroys all that you own, renter’s insurance will help reimburse you for your loss. Talk to your Wine Valley Insurance agent about replacement cost coverage or an insurance rider to fully protect pricey items against damage or loss.
As you can see, there’s more to renter’s insurance than meets the eye. To learn more about coverage options and costs, call or visit us at Wine Valley Insurance Services in Napa, CA.