If you are a renter, do you have the coverage you need? Renters’ insurance is a great way to keep you covered when renting your home. Most landlords today require their tenants to have this insurance to protect them in the face of numerous risks. Even when it is not required for you, it’s still important to have this coverage to protect yourself. If you need renter’s insurance, you can call us at Wine Valley Insurance Services in Napa, CA to get started with your own policy.
Protect Your Investment
As a renter, most of your possessions likely represent your most significant investment. If you wonder how much they are worth, think about how much the possessions in just one room would cost to replace. Then, think of the multiple rooms you have that are full of other belongings. The value of all of your possessions is high, and it needs to be protected with a renters’ policy. If a damaging event were to happen that destroys your things, your policy could pay for you to get them replaced. With this coverage, you wouldn’t have to start over after a damaging incident.
A renters’ policy also comes with some protection against liability. If you have pets, this can also extend to pet liability in case of a bite. Your primary liability coverage protects you in case someone has an accident in your home and gets injured. Instead of you paying for their medical bills and other costs, the policy would pay for those expenses for you.
Get Renters’ Insurance
You need this coverage for as long as you rent. When you need a renters’ policy, give us a call at Wine Valley Insurance Services in Napa, CA.