Protecting Valuable Personal Items and Collections with Home Insurance

Your new home is probably the biggest investment that you will ever make.  It’s one that needs to be protected with the right home insurance.  Your home insurance policy protects the physical structure if there is a fire or severe weather but it protects more than the structure of the house.  At Wine Valley Insurance Services in Napa, CA, our agents can help you protect everything on your property financially. 

Most homeowners don’t’ realize the extensive protection that their home policy provides.  Sure, it provides funds to repair storm damage and fires when they happen but they also cover all of your personal possessions in the home.  This includes your clothing, furniture, and electronics.  When you have valuable collections, furs or jewelry, it’s important that you talk with your agent to ensure that you have enough coverage to protect these items.  Most policies will also cover items should they be stolen or damaged when you are away from home. 

While your home insurance policy provides protection for any valuables, it also gives you liability coverage.  This will cover the medical bills of anyone that is injured on the property.  It will take care of their medical expenses if you are deemed negligent and legal expenses if they should sue you. 

Home insurance is a valuable financial tool for you and your family.  It can cover valuables, your home and any outbuildings on the property.  It offers liability protection which is invaluable. 

Our agents at Wine Valley Insurance Services in Napa, CA are ready to help you care for your home and any valuables that you own.  Visit our website.  When you are ready, call or come in and visit with our agents.  The best time to start protecting your investment is today!