Bridging the Gap, Mitigating Risk: Why You Need California Umbrella Insurance

Did you know that some insurance policies only provide basic coverage and no additional protections? Umbrella insurance can offer California residents additional insurance coverage to bridge the gaps in their existing coverage. 

Why Do I Need Umbrella Insurance in Napa Valley? 

If you’re a Napa-area homeowner or business owner, you already understand the importance of protecting your assets. 

California Umbrella Insurance Can Help Safeguard Your Assets

California is no stranger to wildfires, earthquakes, heat waves, and other natural disasters that can lead to financial devastation or loss. Unexpected catastrophes can wreak havoc on your livelihood or household.

Umbrella insurance can shield you and your loved ones from life’s storms. It acts like a financial security blanket to safeguard your finances from devastating losses. 

If you’re a home or business owner in Napa Valley, get an umbrella insurance policy to extend existing policy coverage limits for any or all of the following. 

  1. Vineyards
  2. Wineries
  3. Bed and Breakfasts 
  4. Private Homes
  5. Vacation Rentals
  6. Boats and Watercraft
  7. Automobiles
  8. Commercial Vehicles

A licensed insurance agent at Wine Valley Insurance Services in Napa, CA can help you choose an umbrella insurance policy tailored to your needs. 

How Much Umbrella Insurance Do I Need in Napa Valley? 

The need for umbrella insurance will vary between households and businesses based on income, amount of existing coverages, insurance scores, and other individual circumstances.  

Talk to a licensed insurance agent at Wine Valley Insurance to learn about starting a policy to extend your existing coverage. An experienced agent can explain the benefits of an umbrella insurance policy and provide a free quote based on your circumstances. 

Please Don’t Wait Until It’s Too Late. 

Contact Wine Valley Insurance Services in Napa, CA, to learn more about California Umbrella Insurance today!