Every day, we are looking for ways to safeguard our homes, family, and everything that matters to us. We end up buying insurance policies for everything we own and forget about ourselves. Luckily, umbrella insurance is designed to protect you—the policyholder. It is a personal policy that protects you financially wherever you go. If this policy is new to you, our insurance experts at Wine valley insurance Services can help you with the information you need to get your own policy. Here are a few facts every Napa, CA resident should know about umbrella insurance.<\/p>\n
Did you know that you cannot rely on umbrella insurance alone? One of the qualifications when applying for umbrella insurance is having a home and auto insurance policy. If you don’t have, you would need to buy them first before purchasing umbrella insurance which is only used as an extension to your current coverage.<\/p>\n
Many people tend to assume that umbrella insurance is an expensive policy that can only be purchased by wealthy individuals. An umbrella policy is relatively affordable for anyone who wants extra coverage. We live in a litigious society where you can be sued for minor things. No one is above the law, and lawsuits can be quite expensive and messy.<\/p>\n
Umbrella insurance is an all-around policy that protects you, your spouse, children, relatives, and anyone named on your policy. If you run a business, you can buy commercial umbrella insurance to protect you, your clients, and your employees.<\/p>\n
Umbrella insurance doesn’t stop at providing an extra layer of protection to your home and auto policies—it extends even to recreational vehicles and other toys. For instance, the umbrella policy extends liability over motorcycles, boats, and snowmobiles.<\/p>\n
Looking to buy or need more information about umbrella insurance in Napa, CA? Contact Wine Valley Insurance Services to learn more on how you can get a customized policy.<\/p>\n","protected":false},"excerpt":{"rendered":"
Facts every new policyholder should know about umbrella insurance Every day, we are looking for ways to safeguard our homes, family, and everything that matters to us. We end up buying insurance policies for everything we own and forget about ourselves. Luckily, umbrella insurance is designed to protect you—the policyholder. It is a personal policy […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-96","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-napa-ca","tag-wine-valley-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/96","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=96"}],"version-history":[{"count":1,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions"}],"predecessor-version":[{"id":97,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/96\/revisions\/97"}],"wp:attachment":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=96"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=96"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=96"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}