{"id":58,"date":"2019-08-12T02:00:00","date_gmt":"2019-08-12T14:00:00","guid":{"rendered":"https:\/\/www.wvinsure.com\/blog\/?p=58"},"modified":"2019-07-26T10:20:15","modified_gmt":"2019-07-26T16:20:15","slug":"do-you-need-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.wvinsure.com\/blog\/do-you-need-renters-insurance\/","title":{"rendered":"Do You Need Renter&#8217;s Insurance?"},"content":{"rendered":"<p>Renter&#8217;s insurance protects people who rent homes or apartments. It helps cover their property in the event it&#8217;s damaged. Wine Valley Insurance Services, serving Napa, CA and the surrounding region, helps people determine if they need renter&#8217;s insurance and how much of it they need.&nbsp;<\/p>\n<p><strong>Landlord Might Require It&nbsp;<\/strong><br \/>\nSome landlords may require you to have renter&#8217;s insurance. Although landlords have insurance that protects their home&#8217;s structure and the property, their insurance does nothing to protect your belongings if something should happen. Landlords require it, so they don&#8217;t have any obligations to you. In some cases, a landlord&#8217;s insurance company may require any tenants of the building to have renter&#8217;s insurance.&nbsp;<\/p>\n<p><strong>Affording the Replacement of Your Stuff<\/strong><\/p>\n<p>Assess how much your stuff costs. Now, you have to think about how much you have in savings to replace your belongings. If you don&#8217;t have enough to cover everything you need, you could find yourself not having furniture and other items until you can save up for it.<\/p>\n<p><strong>Discuss Liability Insurance &nbsp;<\/strong><\/p>\n<p>You have to take into consideration if someone gets hurt on your property. Although you don&#8217;t own it, you do have to make sure it&#8217;s safe for other people to venture on. Therefore, you should discuss with an agent if renter&#8217;s insurance covers liability for you as well as people who visit your residence.&nbsp;<\/p>\n<p><strong>Extras<\/strong><\/p>\n<p>Although insurance policies aren&#8217;t all the same, they often include added insurance benefits outside of covering your property and for liability. It&#8217;s important to inquire because some policies will cover your belongings when you travel with them. &nbsp;<\/p>\n<p>Get a quote for renter&#8217;s insurance and discover if you could benefit from it by contacting Wine Valley Insurance Services, serving Napa, CA and the surrounding region, by calling us at 707-226-8604.<strong>&nbsp;<\/strong><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Renter&#8217;s insurance protects people who rent homes or apartments. It helps cover their property in the event it&#8217;s damaged. Wine Valley Insurance Services, serving Napa, CA and the surrounding region, helps people determine if they need renter&#8217;s insurance and how much of it they need.&nbsp; Landlord Might Require It&nbsp; Some landlords may require you to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-58","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-napa-ca","tag-wine-valley-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/58","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=58"}],"version-history":[{"count":1,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/58\/revisions"}],"predecessor-version":[{"id":59,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/58\/revisions\/59"}],"wp:attachment":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=58"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=58"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=58"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}