Driving in Napa, CA provides gorgeous views, but to enjoy the road legally and safely, you must carry auto insurance. Before you choose a minimum coverage policy, learn about the different types of auto insurance coverage and the situations each cover. You may need a custom policy or full coverage. Wine Valley Insurance Services can help you analyze your situation and determine which coverage best suits your situation.<\/p>\n
Liability<\/strong> Collision<\/strong> Comprehensive<\/strong> Uninsured<\/strong> Motorist<\/strong> Medical<\/strong> \/ Personal<\/strong>–Injury<\/strong> Guaranteed Auto Protection<\/strong> Rental Reimbursement<\/strong> Emergency Roadside Assistance<\/strong> Mechanical Breakdown<\/strong> Non-Owner Car Insurance<\/strong> Let Wine Valley Insurance Services of Napa, CA make choosing the right auto insurance easy. Come discuss your needs and options with us. Try our online rating tool to get a quote on your car!<\/p>\n","protected":false},"excerpt":{"rendered":" Driving in Napa, CA provides gorgeous views, but to enjoy the road legally and safely, you must carry auto insurance. Before you choose a minimum coverage policy, learn about the different types of auto insurance coverage and the situations each cover. You may need a custom policy or full coverage. Wine Valley Insurance Services can help […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[5,6],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-napa-ca","tag-wine-valley-insurance-services"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":19,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/19"}],"wp:attachment":[{"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wvinsure.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
\nIn the US, most states require auto insurance (liability). If you have an auto accident and you are at fault, this coverage pays for damages to the vehicles of others involved and their medical bills. It also covers other property damage you caused.<\/p>\n
\nCollision provides coverage to repair your vehicle even if you were at fault for the accident. If the accident totals your vehicle, this coverage pays its current value.<\/p>\n
\nComprehensive covers all other damages like weather, animal collision, theft, or even your car getting keyed at the mall.<\/p>\n
\nThis coverage pays if the other vehicle’s driver caused the accident, but carried no insurance or too little.<\/p>\n
\nRegardless of fault, medical\/personal injury coverage pays your medical bills and your passengers’. <\/p>\n
\nGAP coverage pays off your remaining car payments if an accident totals your vehicle. Some lenders require GAP insurance.<\/p>\n
\nThis coverage provides a rental car while your vehicle gets repaired.<\/p>\n
\nThis coverage provides a tow truck or emergency repair assistance. It also covers lockouts. <\/p>\n
\nThink of mechanical breakdown insurance as a warranty extension. It covers repair costs to mechanical systems and parts.<\/p>\n
\nThis provides liability coverage for people who don’t own a car. Courts may require someone with a suspended driver’s license to purchase this as a condition of reinstatement.<\/p>\n