It is really all about protecting yourself financially
if something unexpected happens to your home or
possessions. That’s important because chances are your
home is likely one of your largest investments.
- If your home was destroyed by fire or damaged by
a natural disaster, you’d need money to repair or
replace it.
- If a guest in your home is injured, liability
protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it
can reimburse you for your loss or pay for repairs.
- If you are still paying for your home, your
lender will require insurance.
It is important to know that homeowners insurance is
meant to cover unexpected damage, not routine
maintenance. Ask us to explain what is covered and
be sure to read your policy so you know exactly what’s
included and what is not.
Things to consider and questions to ask us
Wine Valley Insurance is here to help you select
coverage that is based on your specific needs. Here are
few things you might want to discuss with us that will
help you make your decisions.
- How much will it cost to rebuild my house and
replace my belongings if they are damaged or
destroyed? (Ask us to talk you through your home’s
features and the things you own so you can make an
informed decision about coverage.)
- Does the insurance company have a good
reputation for customer service? Is it known for
paying claims fairly and promptly?
- What discounts are available? (Ask us about
multiple policy coverage discounts.)
- What is the process for filing and settling a
claim? (Call us and ask what happens after you file
a claim.)
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